(January) Ally Bank’s 2-year Raise Your Rate CD was named the most flexible CD by MyBankTracker for 2019. With Ally Bank’s 2-year Raise Your Rate CD, customers can earn a strong APY with a one-time option to increase their rate if interest rates start to rise. There is no minimum deposit and the early withdrawal penalty is only 60 days’ worth of interest. Ally Bank also offers a 4-year Raise Your Rate CD that allows customers to raise their rate twice during the four-year period. 

MyBankTracker Names Ally Bank Most Flexible CD for 2019